Following an auto accident, you may feel pressured to comply with questions and requests that are made. The aftershock of the collision and the feeling of helplessness that follows can make a person overly compliant. However, it is important to know that your actions and responses after an auto accident can set the tone for the claims process. If you are involved in an accident it is best to first speak with an experienced attorney who will advise you on how to best handle the circumstances of your situation.
What Should You Do?
Following an accident, you will be approached by an insurance adjustor who may seem like they are looking out for your best interests, however, be aware that this is not the case. This individual works for the insurance company and their primary objective is to save their company and client as much money as possible. During this process, the insurance adjustor can use any action or statement you make against you. Maintaining your silence will ensure that you do not compromise your case.
Do Not Apologize!
It may be an instinctual reaction to reach out to the owner of the other vehicle and offer an apology after the accident. Regardless of fault, and especially if the other person is injured, you may feel inclined to say “I’m sorry” or take partial blame for the accident; unfortunately, this may be perceived as an admission of fault and should be avoided at all costs. The only communication you should have with the other party is the exchanging of information and insurance details.
Do Not Guess!
After the accident, you may be approached by police officers who will ask you various questions about the details of the incident, during these conversations it is important that you do not issue any estimates or guesses regarding the accident. Rather, it is wise to simply say “I do not know” to questions where you are unsure of the answer. This response is always better than issuing a guess that later turns out to be false. Honesty is always the best policy in these situations, and if you are unsure of something just say so.
Do Not Speak About Your Health!
Throughout the claims process, you will be perpetually bombarded with questions regarding how you are doing and what the status of your health situation may be. Although you may be inclined to give a polite response, it is important to understand that any statement you make regarding your injuries can be potentially used against you. Insurance companies are looking to settle as quickly as possible and are looking for any excuse to marginalize your injury. Therefore, it is vital to the success of your claim that you do not reveal even the slightest detail about your health or the status of your injury.
The shock of an auto accident can cause a person to act irrationally. The feeling of fault or guilt may create the inclination that you must be friendly and appease any individual that approaches you about the situation. However, it is important that you remain silent and immediately reach out to an attorney who will advise you of what is in your best interest. Contact the Van Johnson Law Firm in Atlanta today to ensure your situation is being handled effectively. (404) 551-2428. firstname.lastname@example.org